Personal Finance Basics

Before training to become a financial coach, I knew little about how money worked. Now, I have a more comprehensive understanding of how to earn, save, invest, and spend my income. I make educated financial decisions, resulting in additional savings and retirement investments.   Understanding the basics of personal finance provides many benefits. Managing your spending plan, saving for emergencies, and investing for retirement lead to long-term financial stability, security,

Financial stability is important for everyone. Having adequate income to cover expenses, save for emergencies, and invest for future...

I didn’t really understand how money worked until I started training as a financial coach. My then-husband and I had substantial debt and...

During my time as a licensed financial coach, I educated clients on the responsible use of credit. Knowing how credit works helped my...

Personal finance is the management of financial activities and decision-making. The areas include budgeting, saving, insurance,...

When I was in my 20s, I knew little about investing. Fortunately, I found a licensed financial coach who taught me the basics of...

The 50/30/20 rule in finance is a budgeting framework that divides your net income into three categories: 50% for needs, 30% for wants,...

Personal finance was not a subject taught in the schools I attended. Perhaps you had a similar experience and are struggling...

When I worked as a licensed financial coach, I enjoyed teaching my clients about the five main areas of personal finance. Educating...