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What Credit Score Is Needed to Secure a Mortgage?
I co-owned my first home when I got married in my 20s. We both had high credit scores and were fortunate to secure a low interest rate on...

Jennifer Wills
Sep 264 min read
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What Should I Consider When Buying an Annuity?
When I worked as a licensed financial coach, many of my clients purchased annuities to provide income during retirement. The investments...

Jennifer Wills
Sep 224 min read
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What Are the Benefits of Investing in a 403(b) Account?
When transitioning from working as a licensed financial coach to building a freelance writing business, I taught myself to write grant...

Jennifer Wills
Sep 194 min read
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How Do I Choose a Life Insurance Policy?
Depending on where you’re at in your financial journey, you might need life insurance. Personally, I have a life insurance policy to...

Jennifer Wills
Sep 156 min read
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What Is a 403(b) Plan and How Does It Work?
During my time as a licensed financial coach, I started my freelance writing business. I taught myself to write grant proposals,...

Jennifer Wills
Sep 124 min read
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What Are Beginner Investor Questions?
Asking questions is essential as a beginner investor. Understanding what you are investing in, its relevance to your goals, and the...

Jennifer Wills
Sep 103 min read
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How Can I Teach Myself Personal Finance?
I didn’t really understand how money worked until I started training as a financial coach. My then-husband and I had substantial debt and...

Jennifer Wills
Sep 82 min read
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What Are the 5 Cs of Credit?
During my time as a licensed financial coach, I educated clients on the responsible use of credit. Knowing how credit works helped my...

Jennifer Wills
Sep 53 min read
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How Can Someone Deeply in Debt Become Debt-Free?
My former husband and I were deeply in debt during our marriage. We had three condos with mortgages, two car payments, and significant...

Jennifer Wills
Sep 34 min read
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What Is the Process for Opening an IRA?
I opened an Individual Retirement Account (IRA) in my 20s. Saving for retirement as early as possible is important for financial...

Jennifer Wills
Aug 275 min read
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What Are the Withdrawal Rules for a 403(b) Plan?
I taught myself to write grant proposals early in my freelance writing career. I volunteered to write proposals for a year to gain...

Jennifer Wills
Aug 254 min read
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What Are the Withdrawal Rules for an IRA?
Understanding the withdrawal rules for an Individual Retirement Account (IRA) can be challenging. The requirements differ based on your...

Jennifer Wills
Aug 203 min read
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What Are the Withdrawal Rules for a 401(k)?
Like most people, you probably have a 401(k) plan through your employer. This tax-advantaged retirement account is an excellent way to...

Jennifer Wills
Aug 185 min read
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What Are 5 Types of Annuities?
In my opinion, annuities are among the most confusing investments. The seemingly endless options, features, and benefits can discourage...

Jennifer Wills
Aug 134 min read
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What Are the Qualification Requirements for a Mortgage?
I held a loan originator license while working as a licensed financial coach. I helped individuals and families who wanted to buy a home...

Jennifer Wills
Aug 115 min read
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What Are the Most Important Parts of a Will?
I was authorized to market prepaid legal services during my time as a licensed financial coach. Because these services included a will, I...

Jennifer Wills
Aug 83 min read
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What Are the 4 Most Common Investments?
I enjoyed educating clients on investing during my time as a licensed financial coach. The financial services industry can be confusing,...

Jennifer Wills
Aug 65 min read
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What Does Personal Finance Mean?
Personal finance is the management of financial activities and decision-making. The areas include budgeting, saving, insurance,...

Jennifer Wills
Aug 42 min read
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What Is the 3-6-9 Rule for an Emergency Fund?
My 12 years as a licensed financial coach taught me the importance of contributing to an emergency fund. Whether your goals include...

Jennifer Wills
Aug 12 min read
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At What Age Is IRA Withdrawal Tax-Free?
I opened an Individual Retirement Account (IRA) in my 20s to start saving for retirement. If you haven’t started investing for your...

Jennifer Wills
Jul 283 min read
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