Happy 2026! The new year is an ideal time to improve your money habits.   We all could do better financially. Taking small steps makes a significant difference. The following guidelines can help.   1. Understand Your Financial Picture Know exactly how much money is coming in monthly and where it’s being spent: Determine your monthly take-home pay. Figure out how much you spend on living expenses, such as your mortgage or rent, insurance , utilities, groceries, transportation

Financial stability is important for everyone. Having adequate income to cover expenses, save for emergencies, and invest for future...

My 12 years as a licensed financial coach taught me the importance of contributing to an emergency fund. Whether your goals include...

Do you have an emergency fund? If not, I encourage you to start building one today.   An emergency fund supports your financial...