A fixed annuity is a stable, long-term investment product offering guaranteed returns and predictable payouts. Insurance companies sell the contracts as stable options for retirement savings.   Tax-deferred growth and protection from market volatility are attractive features of a fixed annuity. However, the investment product lacks inflation protection unless riders are added, and the surrender charges for early withdrawals limit liquidity.   Learning about the pros and cons

Asking questions is essential as a beginner investor. Understanding what you are investing in, its relevance to your goals, and the...

I enjoyed educating clients on investing during my time as a licensed financial coach. The financial services industry can be confusing,...

When I worked as a licensed financial coach, I enjoyed teaching my clients about the five main areas of personal finance. Educating...