I’ve worked for a few companies that offered retirement plans. I also chose to save in a Roth IRA to prepare for retirement.   Understanding what a Roth IRA is and how it works lets you determine whether this investment product is right for your retirement goals. The following information can help.   What Is a Roth IRA? A Roth Individual Retirement Account (IRA) lets you invest after-tax dollars for retirement. The investment options include stocks, bonds, mutual funds, and e