Many people are paying more attention to their personal finances at the start of 2026. They want to increase their savings, pay off their debt, and improve their financial picture.   Understanding which personal finance activities to focus on helps narrow down what you spend your time and energy doing. Starting with one area and working your way to other areas can make a substantial difference in your net worth. The following guidelines can help.   Setting Financial Goals Dev

One of my goals for 2026 is to increase my net worth. Setting strong objectives and breaking them down into actionable steps helps attain them.   If your goals for 2026 include paying down debt, increasing your savings, and enhancing your financial position, take action today. Establishing small money habits now can have a significant impact over time. The following tips can help.   Develop Your Spending Plan A spending plan allows you to track where your money should go thr

Happy 2026! The new year is an ideal time to improve your money habits.   We all could do better financially. Taking small steps makes a significant difference. The following guidelines can help.   1. Understand Your Financial Picture Know exactly how much money is coming in monthly and where it’s being spent: Determine your monthly take-home pay. Figure out how much you spend on living expenses, such as your mortgage or rent, insurance , utilities, groceries, transportation

The holiday season is a magical time with family, friends, and festivities. However, when the celebrations are over, you might realize they took a toll on your wallet.   Overspending on presents, traveling to visit family, and hosting dinners can contribute to a post-holiday financial hangover. However, you can take steps to recover from this slump and get back on track with your financial goals.   The following tips can help boost your post-holiday savings.   Evaluate Your H

Financial stability is important for everyone. Having adequate income to cover expenses, save for emergencies, and invest for future...

My former husband and I were deeply in debt during our marriage. We had three condos with mortgages, two car payments, and significant...

Personal finance was not a subject taught in the schools I attended. Perhaps you had a similar experience and are struggling...